TDCI: ‘Sweetheart’ Scammers Will Break Your Heart and Empty Your Wallet

TDCI: ‘Sweetheart’ Scammers Will Break Your Heart and Empty Your Wallet

NASHVILLE – With Valentine’s Day (Feb. 14, 2019) approaching fast, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of customer Affairs reminds Tennesseans to be skeptical of ‘sweetheart’ scammers who claim to love you but, the truth is, are merely after your hard earned money.

“Valentine’s Day is a period showing your family just how much you care, but inaddition it gives the opportunity that is perfect unscrupulous people to benefit from naive customers through the use of emotion-provoking scam tactics, ” stated TDCI Commissioner Julie Mix McPeak. “We urge consumers to keep clear of deals that seem too good to be real and people whom ask for the money through online dating services. ”

The Division of Consumer Affairs offers the following to help Tennesseans avoid being a scammer’s sweetheart with Tennessee ranked 10 th in the nation for fraud


Relationship frauds, or scams that are“sweetheart” are among the earliest tricks in many scammers’ playbooks. Unfortuitously, the rise of internet dating web sites, mobile apps, and social media platforms have actually provided scammers an alternative way to deceive individuals into believing their schemes. While legitimate relationships are frequently obtained online, scammers also make use of these sites and platforms to victim on naive victims. Scammers will generate profiles that are fake attract people and then utilize psychological techniques to obtain cash.

  • You meet some body for a dating internet site. The individual you’re chatting with straight away would like to leave the dating website and begin interacting over individual email or IM.
  • The individual claims love quickly and things turn severe.
  • Whilst the person claims become through the U.S., she or he additionally claims become traveling or working offshore.
  • Scammers play on thoughts by simply making up elaborate tales about requiring money for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the help that is financial by them cash. The very first transfer is little, but it is accompanied by demands to get more.

Keep in mind: NEVER deliver money to a person who is utilizing the above strategies or to somebody you’ve never ever met face-to-face.


Present cards frauds are a way that is increasingly common scammers to benefit down customers with good intentions. This past year, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an on-line love interest or perhaps a distant family user confronted with a bind that is financial. As opposed to a cable transfer or money, the scammers will persuade the customer to acquire present cards (frequently iTunes or Google Enjoy) and supply all of them with the code that is redeemable the back of the card. (this technique is optimal for scammers since the scam is difficult to locate. ) Customers whom be given an ask for re payment making use of iTunes gift cards it to the Federal Trade Commission (“FTC”) at that they believe may be a scam should report.

  • Never read or text someone the PIN number regarding the relative straight straight back of something special card. The quantity is really as good as money in the scammers’ pocket.
  • Reputable companies, like technology help businesses and shop-at-home services, don’t ask for present cards as payment. If you’re being expected by way of a caller to fund a service or product with a present card, continue with caution since it is most most most likely a fraud.
  • From a reputable and known source if you’re buying gift cards as gifts, make sure to buy them.


Considering gift that is purchasing or reduced solutions for Valentine’s Day? Remember:

  • Very Very Carefully review the termination date regarding the present card. Generally speaking, the termination date of a present card you buy must certanly be at the very least 5 years following the date it absolutely was released to you personally underneath the rules of this FTC; additionally, the Tennessee customer Protection Act provides that an expiration must be had by a gift certificate date that is at the least couple of years following the present certification is given.
  • You must never be charged a payment for the present certification being given.
  • Within 2 yrs of buying the present interracial cupid profile certification, you must not be charged service charges (including dormancy charges, latency costs, or administrative charges) that decrease the total worth of this present certification.
  • These limitations might not use to prepaid cards in making phone calls or at numerous, unaffiliated merchants or at ATMS. Additionally they might not connect with particular cards provided as consumer loyalty prizes, distributed or sold below face value to charitable businesses for fundraising, offered by an organization that is charitable fundraising purposes, directed at an boss by a member of staff for the employing business, or given by an boss in recognition of solutions done by a worker.
  • When buying a present, be aware of always return policies and request something special receipt.

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