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Date of problem 1 April 2020

Show me interest levels for:

CUA Daily Snap Account

This account does not earn interest.

CUA Daily Youth Account

This account doesn’t earn interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be found on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a stepped foundation. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. in the percentage of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be obtained on call. Interest rates are calculated daily on whole balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Deposits

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner associated with term deposit should be either a person aged 55 years or higher, or an excellent Fund/Trust, in which the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are at the mercy of CUA’s normal financing policy. Costs and charges use. Relate to Schedule of charges pamphlet. Conditions affect ‘new company only’ provides. Interest levels take a per year basis as they are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Important Info Show content

* contrast rate determined on a $150,000 loan that is secured a term of 25 years predicated on month-to-month repayments. #Warning: This contrast price does work just for the examples provided that will perhaps maybe perhaps not add all charges and costs. Various terms, costs or other loan quantities might lead to a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard safety. Lower LVR limitations make an application for take a look at the web site here non-standard protection kinds.

# On termination associated with fixed duration, loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan amount $100,000. Perhaps perhaps perhaps Not designed for switching or restructuring of existing CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized ahead of 7/11/2018. Maximum LVR restrictions use considering standard protection types. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to full lifetime associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

2 offered to a new comer to CUA mortgages just. Minimal loan amount $100,000. Provides maybe perhaps maybe not designed for switching of current CUA mortgage loans or even to candidates for the next CUA mortgage completely authorized ahead of 04/07/2018. Optimum LVR limitations apply considering standard protection kinds.

3 major and interest (P&I) repayments just. Perhaps maybe Not readily available for construction purposes.

4 re re Payments are formulated on a pastime only foundation for very first one year. After year loan will return towards the Achieve that is relevant Variable repayments price reflecting the discount specified in your loan agreement. contrast price predicated on a 12 thirty days interest just duration and P&I for stability of this term.

5 Maximum interest just amount of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. At expiration associated with the interest only period loan will return into the appropriate Achieve Variable P&I repayments price reflecting the discount specified in your loan agreement. Contrast prices centered on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance associated with term.

6 re Payments are produced on a pursuit just foundation for first one year. After one year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price predicated on a 12 interest only period and P&I for balance of the term month.

7 interest that is maximum amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit assessment. At expiration for the interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast prices centered on a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable can be obtained to a new comer to CUA mortgages just. Minimal loan amount $250,000. Perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage completely authorized ahead of 02/08/2019. Optimum LVR restrictions apply centered on standard protection kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the lifetime regarding the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

9 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan quantity $500,000. perhaps maybe Not readily available for switching or restructuring of existing CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Optimum LVR restrictions use predicated on standard safety kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the life regarding the loan supplied that you do not differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage purpose or payment kind), the prices and discounts may change.

8 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan quantity $150,000. Maybe maybe perhaps Not designed for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage fully authorized ahead of 1 2020 april. Optimum LVR restrictions use according to standard protection kinds. Posted rates of interest and discounts available and applicable to mortgage loans submitted on or after 1 April 2020. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will likely not alter for the full lifetime for the loan supplied you don’t differ your loan agreement. If you differ your loan (for instance, changing the loan repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. maybe perhaps Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. Interest just period must align in to the rate period that is fixed. At expiration for the interest only period loan will return to your appropriate Standard Variable P&I repayments price. Contrast prices according to interest just for the fixed term and relevant P&I for stability associated with term.

17 Payments are formulated on a pastime just basis for very first year. After year loan will return to your appropriate Standard Variable P&I repayments rate. Contrast price according to a 12 thirty days interest only duration and p&I that is relevant balance associated with term.

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